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Contactless payment with smartwatch in cafe20-24 years 20-29 years 25-29 years 30-39 years 35-39 years Card reader Contactless Payment Convenience E-Service Finances Independence Innovation Lifestyle Man Mid adults Service Waitress Woman Wrist watch adult cafe cashless caucasian ethnicity close-up color image comfortable communication contactless payment day digital digitization e-commerce effectivity efficiency group of people hand holding indoors mid adult men millennial generation mobile payment paying people photography small group of people smart watch technology three people waiter watch wearable computer wireless technology young adult young women